Your landlord’s homeowner’s insurance policy will most likely not cover your personal possessions. The policy will most likely cover the home you are renting but it may not cover you and your assets.
Renters often do not think about getting individual coverage for themselves. It is important to realize that renter’s insurance is different from homeowner’s insurance that your landlord will have. Renter’s insurance policies will include coverage for personal contents and possessions, damage of property that will allow you to live somewhere else and liability coverage.
Most renters will wonder about opening a policy when it is too late. Renter’s insurance is more affordable that homeowners insurance. Ask your agent for more details or get a free New York City Renters Insurance quote today.