How to Prepare for a Natural Disaster

In the recent years, there have been natural disasters and sudden emergencies that many of us are not prepared for. Have you thought about what you would do in case of emergency? Where would you go? How would you get in touch with friends and family? Most importantly, do you think if there were a disaster, would you be prepared at this moment, are you ready?

Step 1 of being prepared is to plan ahead. Step 2 is to practice your preparation. Follow these steps to prepare for any emergency:

  1. Arrange an Evacuation Ahead of Time
  • Set a place you and your family can go in event of an evacuation. It is best to have more than one place to go and be sure to keep phone numbers and addresses handy in your home if you ever need them.
  • Create different routes to your safe location. The best way you know may not be available if you need it.
  • If you are separated from your family, designate a location where you can all reconvene.

2.   Create a Home Inventory

  • It always helps to know what you have so you can have enough insurance to cover your possessions. This is always help the your claims process.
  • Having a list of your home possessions will allow you to organize and list your possessions. Also having digital images of your valuables will help show the condition of your stuff.

3.    What to Take

  • Medicines, prescriptions and first aid kit
  • Bottled water
  • Clothing and bedding (sleeping bags, pillows)
  • Flashlight, battery-powered radio and extra batteries
  • Special items for infants or elderly or disabled family members
  • Computer hard drive or laptop
  • If you have a pet, bring their food and other items for pets (litter boxes, leashes)
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4.   Bring Important Document

  • Insurance policies
  • Prescriptions
  • Birth and marriage certificates
  • Passports, Drivers license and Social Security cards
  • Wills, deeds and recent tax returns
  • Bank, savings and retirement account numbers

5.   Take the Ten-Minute Challenge

In the end to find out if you are really prepared, if you planned and practiced, you should be able to gather everything listed and be on the road safely in 10 minutes. By planning ahead, you’ll be able to gauge how much more practice you may need or if you need to rethink your plan. For more information on home insurance or to get an estimate on how much proper coverage costs, get a free New York City Home Insurance quote today.

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