Overview of Imperial Insurance
Imperial Insurance is a UK-based insurance company established in 1974. It provides a wide range of insurance services, including travel, car, home, pet, life, and health insurance policies. The company prides itself on offering comprehensive insurance coverage to customers who want peace of mind.
The company’s customers come from different walks of life, and it offers policies to individuals, families, and businesses. The company believes in providing personalized services to each of its customers based on their specific needs. Therefore, it offers flexible policy options and has dedicated teams of insurance experts who help customers choose policies that suit their unique situations.
Imperial Insurance’s insurance policies cover various risks, from accidents to theft, damage, and loss. With travel insurance, for example, customers are covered for unexpected expenses that arise from trip cancellations, medical emergencies or lost luggage. Home insurance policies cover damages to property, whereas life insurance policies offer financial security for beneficiaries in the event of policyholders’ death.
Imperial Insurance’s car insurance policies have different coverage levels, including third party only, third party fire and theft, and fully comprehensive. The third party only policy covers the damages and injuries caused by the policyholder to other people, their vehicles or property. Third-party fire and theft cover cover these same events and then extends to include theft of the policyholder’s vehicle or damages caused by attempted theft. Lastly, fully comprehensive auto insurance covers everything from accidents to theft, damage, and loss for the policyholder’s vehicle.
For pet owners, Imperial Insurance offers pet insurance policies that cover the cost of medical treatment for pets suffering from illnesses, injuries or accidents. Additionally, the life insurance policies that Imperial Insurance offers provide customers with peace of mind by easing the financial burden their beneficiaries may face at their passing.
In addition to its insurance services, Imperial Insurance offers other tools to enhance customers’ experiences. For example, the company offers customers a mobile app, which enables customers to purchase, track and manage their policies conveniently from their smartphones. The company also provides customers with automated reminders for forthcoming renewals, so that its customers do not forget crucial dates.
Imperial Insurance takes great care to ensure that the claims process is hassle-free for customers. The company has in-house claims teams that manage the procedure from start to finish, ensuring that customers receive their payouts as soon as the paperwork is complete. The claims process is an essential part of the customer experience, and Imperial Insurance is committed to providing customers with a smooth, stress-free process.
Imperial Insurance’s reputation is built on its commitment to excellence in customer services. The company invests in technology to improve customer service, and its insurance experts are highly skilled and knowledgeable in their respective fields. Imperial Insurance’s focus on providing personalized policies and expert service means it is the go-to choice for customers seeking comprehensive and dependable insurance coverage.
History and Founding of Imperial Insurance
Imperial Insurance Company Ltd is one of the leading insurance providers in Kenya. It was established in 2006 and has since become a reputable brand in the insurance industry. The company founder, Mr. Andrew Waititu, had a vision of creating a company that would prioritize customer needs and offer innovative insurance products.
The company started its operations as a general insurer, but over time, it has diversified to offer various products like life insurance, health insurance, and property insurance. With over 15 years of experience, Imperial Insurance has accumulated immense knowledge and experience that enables it to provide exceptional insurance services to its clients.
Imperial Insurance’s business objective is to be the leading insurance company in Kenya and from its performance so far, it seems that their goal is achievable. In its endeavor to deliver quality services to customers, the company has adopted technology to enhance its general performance.
By using technology, Imperial Insurance can offer its clients timely services as customers can access its insurance products online, including vehicle insurance, life insurance, health insurance, among others. The company’s consistent growth trajectory has seen it rise to become one of the most reliable insurance providers in Kenya.
Given that Imperial insurance is relatively new to the insurance industry, it has had to work extra hard to convince clients to trust its products. However, through various marketing strategies and partnerships with reinsurance companies, it has made significant progress, achieving steady growth since its inception.
Imperial Insurance’s financial performance is impressive, having recorded an increase in its earnings year after year. This performance is a clear indication that the insurer is headed to realize its vision of being the leading insurance company in Kenya.
In summary, Imperial Insurance has made remarkable progress since its establishment in 2006. The company has successfully grown its portfolio to include multiple insurance products that cater to the broader market. Furthermore, its adoption of technology has enabled it to reach more clients and offer efficient services. With its commitment to customer satisfaction, the insurer has secured a leading position in the insurance industry.
Types of Insurance Offered by Imperial Insurance
Imperial Insurance is a well-known insurance company that offers a variety of insurance policies for individuals, families, and businesses. The company has been in operation for many years and has gained a reputation as a reliable and trustworthy insurance provider. Here are three types of insurance offered by Imperial Insurance:
Car insurance is mandatory in most states, and Imperial Insurance offers a comprehensive car insurance policy that covers damages to your car and any other cars involved in an accident. The policy also covers medical expenses for injuries sustained by you or other passengers in your car. Moreover, the insurance company provides liability coverage if you are responsible for injuring someone else or damaging their property. Imperial Insurance car insurance has various additional benefits that can be added to a standard policy, such as roadside assistance, rental reimbursement, and gap insurance.
Home insurance is a policy taken out to protect your home and personal possessions from theft or damage. Imperial Insurance offers home insurance policies that provide coverage for the physical structure of your home, damages caused by natural disasters such as fires, floods, and earthquakes, theft or damage to personal possessions, and liability protection if someone is injured on your property. Imperial Insurance home insurance allows for optional additional coverages like flood insurance and earthquake insurance that provide additional protection in case of natural disasters.
Life insurance is a policy that provides financial security for your family in the event of your death. Imperial Insurance provides two primary types of life insurance policies, which are term life insurance and whole life insurance. Term life insurance provides coverage for a fixed period of time, such as 10 or 20 years, whereas whole life insurance provides coverage for the entire life of the policyholder. A life insurance policy can also have the possibility of cash value accumulation. Imperial Insurance life insurance policies allow for flexibility in their coverage and offer a variety of optional additional benefits like accidental death benefits or disability benefits.
Benefits of Choosing Imperial Insurance
When it comes to insurance, there are many options available in the market. However, selecting the most suitable insurance provider can be an overwhelming task. Imperial Insurance is a reputable insurance provider that offers a wide range of insurance coverage options to its clients. Here are some benefits of choosing Imperial Insurance that you should know:
Comprehensive Coverage Options
Imperial Insurance offers comprehensive coverage options that cater to a broad spectrum of needs. From life insurance to car insurance to property insurance, the company has you covered. Additionally, they offer specialized insurance products such as pet insurance and travel insurance. Imperial Insurance offers tailor-made coverage options depending on the unique needs of each individual or organization. Whether you require coverage for your business, your family, or a personal project, Imperial Insurance offers a wide range of options to choose from.
One of the main factors that most people consider when selecting an insurance provider is the cost of the premiums. Imperial Insurance offers affordable premiums that can fit into your budget. The company also has flexible payment plans that cater to different income brackets. It is essential to note that affordable premiums do not necessarily translate to low-quality coverage. Imperial Insurance offers top-notch services without breaking the bank.
Excellent Customer Service
Imperial Insurance has a team of well-trained and experienced customer service representatives who are available 24/7 to attend to your needs. They can assist you with any questions or concerns you may have regarding your insurance coverage. Whether you want to file a claim, renew your insurance policy, or make changes to your coverage, the customer service team is always ready to help. Their efficiency and professionalism ensure that you get the best experience when dealing with Imperial Insurance.
Easy Claims Process
Filing an insurance claim can be a tedious exercise that most people dread. However, Imperial Insurance has streamlined the claims process to make it as easy and convenient as possible. The claims process is straightforward, and their representatives are always ready to assist you with your claim. Additionally, you can file your claim through various channels such as their website, mobile app, or by calling their customer service hotline.
Imperial Insurance is a reputable insurance provider that stands out among its peers. With their comprehensive coverage options, affordable premiums, excellent customer service, and easy claims process, it is no wonder that they are the go-to insurance provider for many individuals and organizations alike.
Pricing and Policies of Imperial Insurance
When it comes to insurance companies, pricing is often a top concern for individuals and businesses alike. Imperial Insurance aims to offer competitive rates for their policies in order to attract potential clients. In order to better serve their clients, the company will analyze individual risk factors and create custom pricing plans that fit a client’s individual needs.
For individuals looking for personal insurance coverage, Imperial Insurance offers a variety of policies including auto, home, and renters insurance. Each policy is designed to protect a client’s assets and health in the event of unforeseen circumstances.
Imperial Insurance also offers customizable policies for businesses of all sizes. Enterprise clients can select from a range of policy options using Imperial Insurance’s online platform. These options include commercial property, general liability, and worker’s compensation.
Although pricing is an important consideration when selecting an insurance policy, it is not the only factor that clients must consider. Clients should also take into account the policies offered by the insurance company in order to ensure that they receive adequate coverage in the event of damage or injury. Imperial Insurance is committed to offering policies that provide clients with the level of coverage they need.
Imperial Insurance’s policies are designed to provide clients with extensive coverage options. For personal insurance policies, clients can select from a range of coverage options including liability, collision, and comprehensive. These options are designed to cover costs from damage caused by an accident or natural disaster, as well as medical expenses related to the injury.
Imperial Insurance’s business policies are designed to protect businesses of all sizes from unforeseen circumstances. The company offers general liability insurance, which covers damage and injury caused by employees, as well as property and casualty insurance to protect a business’s assets. Businesses operating in high-risk industries can also select policies specifically designed for their industry, such as worker’s compensation or professional liability insurance.
In addition to these policies, Imperial Insurance also offers individuals and businesses umbrella insurance policies. These policies provide supplementary coverage on top of a client’s existing policies in the event that a claim exceeds the client’s normal insurance limit.
Imperial Insurance’s policies are designed to give clients peace of mind, knowing that they are protected in the event of unforeseen circumstances. With customizable pricing plans and a range of coverage options, the company is committed to providing clients with the coverage they need at a price they can afford.