Insuring Your Furry Friend: A Review of Pets Best Insurance

Introduction to Pet Insurance

Cute dog and cat insurance policy holders

Pet Insurance is a form of protection that helps pet owners manage unexpected medical expenses that could come up in the future. Pet insurance policies are similar to a human health insurance policy, but they cover the expenses related to various types of pet illnesses and injury treatments. Simply put, a pet owner needs to pay a monthly or annual insurance premium to their chosen pet insurance policy provider for deciding how much coverage they would like to have. After that, the pet owner can take their pet to any qualified vet or pet hospital, and the insurance provider will reimburse the pet owner for the expenses up to the coverage limits of their policy.

There are a lot of options out there when it comes to pet health insurance. Each policy provider offers different levels of coverage plans, which can be customized on the basis of breed, age, and other factors specific to an individual pet. Policies may cover illnesses, accidents, surgeries, and emergency care, among other things. Additionally, some pet policies include coverage for wellness check-ups, vaccinations, and yearly treatments for fleas and ticks. Pet owners can choose the insurance plan that best suits their budget and their pet’s individualized medical needs.

Pet health insurance is often a good option for those who want to take care of their pet’s health and wellbeing without breaking the bank. Due to the fact that pet care can be expensive, pet insurance can help pet owners avoid unexpected and high vet bills. In addition to avoiding large in-person payments, pet health insurance policies can also eliminate the stress of deciding whether to pay for medical treatment for their furry friend out of pocket or not.

Some popular names in the US pet insurance market include PetFirst, Nationwide, ASPCA, Embrace, Healthy Paws and Pets Best. Each of these companies can provide valuable coverage to help ensure a pet stays healthy and happy for years to come.

Overview of Pet’s Best Insurance

Pet's Best Insurance

Pet’s Best Insurance was founded in 2005 by Dr. Jack Stephens, who is also the founder of Veterinary Pet Insurance, the oldest and largest pet insurance provider in the United States. The company is headquartered in Boise, Idaho, and has been revolutionizing the pet insurance industry ever since.

The insurance company is one of the best in the industry and is highly recommended by veterinarians and other pet owners. The company’s coverage includes accident and illness plans, routine care coverage, and a prescription drug plan. The company also offers a wellness plan, which is designed to help owners pay for routine vet visits and other wellness-related expenses.

One thing that sets Pet’s Best Insurance apart from other pet insurance providers is their “BestBenefit” plan, which pays 80% of the vet bill minus the deductible. This means that pet owners can choose the plan that works best for them and their pet without worrying about how much they will have to pay out of pocket for their pet’s care.

When signing up with Pet’s Best Insurance, pet owners can choose from multiple levels of coverage that covers a variety of different illnesses and injuries.

In addition to their accident and illness coverage, Pet’s Best Insurance also offers a prescription drug plan. This plan provides coverage for prescriptions that are prescribed by a veterinarian, including medications for chronic conditions, such as diabetes and arthritis.

Another unique feature of Pet’s Best Insurance is their unlimited annual coverage, which means that pet owners do not have to worry about reaching a coverage cap for the year. This is especially important for those who have pets with chronic conditions or who are at risk of developing certain illnesses later in life.

Overall, Pet’s Best Insurance is an excellent option for those looking for reliable pet insurance at a reasonable price. With their extensive coverage options and excellent customer service, pet owners can feel confident that their furry friends are in good hands.

Coverage Options with Pet’s Best Insurance

Pet's Best Insurance Coverage

Pet insurance is an important consideration for pet owners who would do anything to protect their furry friend. However, the process of choosing the right pet insurance can be overwhelming since there are many options out there. One of the most popular and top-rated pet insurance companies is Pet’s Best Insurance, founded in 2005. This company offers a range of coverage options that cater to the unique needs of pet owners.

Pet’s Best Insurance provides pet owners with four main coverage options that they can mix and match to tailor a pet insurance policy that is perfect for them. The four main coverage options include:

1. Accident-Only Coverage

Pet's Best Insurance Accident

Accident-only coverage is for pet owners who are looking for a low-cost option to ensure they can afford their pet’s emergency veterinary care if they are involved in an accident. This coverage option focuses on providing coverage for emergency treatment and urgent care due to accidents, including: hit-by-car incidents, poisonings, lacerations, and broken bones. Under this coverage, clients are also eligible for coverage on alternative treatments, like acupuncture or chiropractic therapy, and accidental prescription medication.

2. Essential Coverage

Pet's Best Insurance Essential

The essential coverage option is for pet owners who want a budget-friendly insurance policy that covers common accidents and illnesses. Essential coverage includes: accidents, illnesses, surgeries, emergency care, and hospitalization. This coverage extends to conditions like cancer and diabetes, which can be very expensive to manage if left untreated. Clients can also add routine care for an extra cost, which covers annual veterinary visits and preventative treatments like flea, tick, and heartworm medications.

3. Plus Coverage

Pet's Best Insurance Plus

The plus coverage option provides comprehensive coverage that includes accidents, illnesses, surgeries, emergency care, hospitalization, cancer, and diabetes treatment. What sets the plus coverage option apart from the essential coverage option is the higher reimbursement rate (90% versus 80%). The plus coverage option also includes alternative therapies, like acupuncture or chiropractic therapy, which can help improve the overall health of pets. Clients can also add routine care for an extra cost, which covers annual veterinary visits and preventative treatments.

4. Elite Coverage

Pet's Best Insurance Elite

The elite coverage option provides the highest reimbursement rate (90%), comprehensive coverage for accidents, illnesses, surgeries, emergency care, cancer, diabetes, and hereditary conditions, as well as additional benefits like chiropractic and acupuncture therapy. Unlike the plus coverage option, the elite coverage option includes coverage for physical therapy and hydrotherapy after an accident or surgery. Clients can also add routine care for an extra cost, which covers annual veterinary visits and preventative treatments.

It is important to note that all the coverage options mentioned above have the same waiting period for accidents, which is three days. However, the waiting period for illnesses varies depending on the coverage option chosen. The accident-only coverage option does not cover any illnesses. The essential coverage option has a waiting period of 14 days for illnesses, while both the plus coverage and elite coverage have a waiting period of just three days for illnesses.

In conclusion, Pet’s Best Insurance offers a range of coverage options that cater to the unique needs of pet owners. Whether you are looking for basic coverage or comprehensive coverage, Pet’s Best Insurance has you covered. Their flexibility in choosing the type of coverage you want and their affordable cost options make them a great choice for pet owners who want to protect their furry friends without breaking the bank.

How to Sign up for Pet’s Best Insurance

Pet's Best Insurance Sign up

Pet’s Best Insurance is known for its customizable policies, comprehensive coverage, and affordable rates. Regardless if you’re a new pet owner or you’re unhappy with your current pet insurance provider, signing up for Pet’s Best Insurance is easy and straightforward. Here are the steps you need to take:

Step 1: Visit Pet’s Best Insurance website

The first thing you need to do when signing up for Pet’s Best Insurance is to visit their official website Once you’re there, click the ‘Get a quote’ button that’s prominently displayed on the homepage. The quote form will then ask you to provide some basic information about your pet, including your pet’s name, age, breed, and gender. This information is essential to determine your pet’s eligibility, coverage options, and rates.

Step 2: Customize your policy

One of the advantages of signing up for Pet’s Best Insurance is you can customize your policy to fit your pet’s individual needs. They offer several coverage options, including accident-only, accident and illness, and wellness care, and you can choose which ones you think your pet needs the most. You can also customize your deductible, reimbursement level, and annual limit. This flexibility allows you to get the most out of your policy without breaking the bank.

Step 3: Review policy details and pricing

After you have customized your policy, Pet’s Best Insurance will generate a quote for you to review. This quote will outline your policy details, including deductibles, reimbursement levels, annual limits, and coverage options. The quote will also provide you with an estimated monthly premium based on the selections you made. Going over the quote will give you a clear idea of what to expect from your policy coverage and how much it will cost.

Step 4: Complete the application process

Pet's Best Insurance Application

Once you have reviewed your quote and made any necessary adjustments, you can then move on to the application process. The application process is simple, and you can complete it online in just a few minutes. The application will ask you for some basic information such as your name, address, and contact details. It will also ask you to provide details about your pet, including their name, breed, age, and medical history. After you have completed the application, you will need to review and sign the policy agreement before submitting the application.

Step 5: Begin coverage

After submitting your application, you will receive a confirmation email from Pet’s Best Insurance. The email will confirm the policy details, coverage options, and monthly premiums. It will also provide information on how to make payments and file claims. Once you have received your confirmation email, your pet insurance policy will begin immediately. You can then rest easy knowing that your furry friend is covered in case of unexpected accidents, illnesses, or injuries.

Overall, signing up for Pet’s Best Insurance is an easy and straightforward process that lets you customize the coverage to meet your pet’s unique needs. With Pet’s Best Insurance, you can get the peace of mind that comes with knowing your pet is covered without sacrificing your budget. Don’t wait until it’s too late – sign up today and give your pet the protection they deserve.

Pricing and Rates for Pet’s Best Insurance

Pricing and Rates for Pet's Best Insurance

If you’re thinking about getting pet insurance, you’ll want to do your research on different plans and pricing options. Pet’s Best Insurance is a popular option for pet owners, but how does it stack up when it comes to pricing and rates? In this article, we’ll take a deep dive into Pet’s Best Insurance policies and how much they cost.

How Pet’s Best Insurance Works

Before we talk about pricing, it’s important to understand how Pet’s Best Insurance works. Pet’s Best offers three types of coverage: accident-only, accident and illness, and wellness care. Each plan comes with its own set of benefits and exclusions, so it’s important to read through the details carefully before selecting a plan.

Pricing Options

Pet’s Best offers a range of pricing options to fit your budget and your pet’s needs. Their accident-only plans start at just $6 per month for cats and $9 per month for dogs. If you want accidental injury coverage as well as illness coverage, plans start at $16 per month for cats and $30 per month for dogs. Wellness care plans start at just $16 per month for cats and $26 per month for dogs.

Keep in mind that these prices are just the starting points. Your actual cost will depend on factors such as your pet’s age, breed, and health history, as well as the coverage limits and deductible you select.

Deductible Options

Pet’s Best Insurance also offers a range of deductible options to fit your budget. You can choose from deductibles of $50, $100, $200, $250, $500, or $1000. The higher the deductible you choose, the lower your monthly premium will be.

Reimbursement Rates

Another important factor to consider when selecting a pet insurance plan is the reimbursement rate. Pet’s Best offers reimbursement rates of 70%, 80%, or 90%. This means that if your pet has a covered expense, you’ll be reimbursed for a percentage of the cost up to your coverage limit.


Pet’s Best Insurance offers a number of discounts to help make their plans more affordable. They offer a 5% discount for military members and their families, as well as a 5% discount for each additional pet you insure. You may also be eligible for a discount if you enroll multiple pets at once, or if you pay annually instead of monthly.


Pet’s Best Insurance offers a range of pricing options to fit your budget and your pet’s needs. With three types of coverage, a range of deductible options, and different reimbursement rates, you can customize your policy to meet your specific needs. Plus, with their various discounts, you may be able to save even more money. If you’re looking for a pet insurance provider, be sure to consider Pet’s Best Insurance in your search.

Claims Process with Pet’s Best Insurance

Claims Process with Pet's Best Insurance

Submitting a claim with Pet’s Best Insurance is quick and easy. They offer a straightforward online claim form that can be completed in just a few minutes. Customers can also submit claims via email, fax, or mail. While they do not have a mobile app to submit claims, they do have a mobile-optimized website that can be accessed on any smartphone or tablet.

Once you have submitted your claim, Pet’s Best Insurance will review it within three to five business days. If any additional information is needed, they will reach out via email or phone. After the claim has been reviewed and approved, you will receive payment within five business days.

One great feature of Pet’s Best Insurance is their 24/7 support. If you have any questions or concerns about your claim or any other aspect of your policy, you can speak with a customer service representative at any time.

Another nice benefit of Pet’s Best Insurance is their direct deposit option. If you choose this option, approved claims will be deposited directly into your bank account, which can save you time and hassle.

Overall, customers are very satisfied with the claims process at Pet’s Best Insurance. Many praise the company for their fast turnaround times and responsive customer service. However, some customers have reported issues with claims being denied or delayed, so it is important to read your policy carefully and make sure you understand any exclusions or limitations.

If you do encounter any issues with your claim, Pet’s Best Insurance does have a formal appeals process. You can reach out to their appeals department to escalate your claim and have it reviewed again. While it may take longer to receive payment if you go through the appeals process, it can give you peace of mind knowing that you have a second chance to get the coverage you need.

In conclusion, Pet’s Best Insurance offers a straightforward and efficient claims process that most customers are very satisfied with. Their 24/7 customer service and direct deposit option set them apart from other pet insurance providers. However, it is important to read your policy carefully and understand any exclusions or limitations to avoid any surprises when submitting a claim.

Customer Reviews of Pet’s Best Insurance

Customer Reviews of Pet's Best Insurance

Pet insurance offers pet owners peace of mind and financial security when it comes to their beloved pets. Pet’s Best Insurance is a pet insurance company with thousands of satisfied customers across the United States. To truly understand the effectiveness of Pet’s Best Insurance and how it has changed the lives of pets and their owners, it is important to examine customer reviews of Pet’s Best Insurance.

1. Quality Service: Pet owners who have used Pet’s Best Insurance for their pets boast about the quality of service provided by the company. Policyholders often feel the company provides great customer service, responsiveness and helpfulness in times of need.

2. Cost: Compared to other pet insurance companies, reviewers say that Pet’s Best Insurance offers lower insurance premiums with excellent coverage. For many customers, the money they saved on their premiums was worth it for the peace of mind provided by owning comprehensive pet insurance.

3. Claims Processing: Reviewers also praise the quick and easy claims processing provided by Pet’s Best Insurance. Many customers have shared their experiences of receiving the appropriate compensation for their pet’s medical bills quickly and with minimal hassle.

4. Customizable Plans: Pet’s Best Insurance offers customizable insurance plans for pets, which allows pet owners to tailor their coverage to their pet’s specific needs. Customers appreciate the flexibility provided to them by Pet’s Best Insurance, as it allows them to create an insurance policy that meets the specific needs of their pet.

5. Comprehensive Coverage: Pet’s Best Insurance is known to offer comprehensive coverage options for pets. This includes coverage for accidents, illnesses, and chronic conditions. According to reviews, policyholders believe the company offers all-in-one type of coverage that includes different types of illnesses, surgeries, and check-ups.

6. Multi-pet Discounts: Pet owners with multiple pets have also been pleased with the multi-pet discounts offered by Pet’s Best Insurance. This discount makes it easier and more affordable for pet owners to insure all of their furry family members at once.

7. Pet Recovery Assistance: Pet’s Best Insurance provides pet recovery assistance, which is highly appreciated by all policyholders. With this service, if a pet is lost or stolen, policyholders can quickly notify the insurance company, and the company will assist in organizing a search for the missing pet, covering certain expenses associated with the search, including posters and rewards.

In conclusion, Pet’s Best Insurance has positively impacted the lives of many pets and their owners. By providing quality service, affordable pricing, customizable plans, comprehensive coverage, multi-pet discounts, and pet recovery assistance to policyholders, Pet’s Best Insurance is highly recommended by satisfied pet owners. These customer reviews reinforce the importance and value that pet insurance provides for pet owners, especially in times of uncertainty or unexpected medical expenses.

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