Tag Archives: underwriting

Introduction to Kinsale Insurance Kinsale Insurance is a specialty insurance company that was founded in 2009 and is based in Richmond, Virginia. The company’s focus is on providing coverage for hard-to-place risks and small-to-medium-sized businesses. At Kinsale Insurance, the philosophy is to tackle the challenges of specialty risks that other …

Types of reinsurance Reinsurance is a type of insurance that insurance companies use to protect themselves against financial loss. Reinsurance transfers part of the risk that an insurer has undertaken in insuring a policyholder to a reinsurer who agrees to share the risk and pay a portion of the loss …

Underwriting Profits: Determining the Risks and Rewards of Insurance Policies Insurance companies rely on underwriting profits as their primary source of revenue. When a policyholder pays their insurance premium, that money goes into a pool of funds that the insurance company uses to pay claims. The insurance company determines the …