The average value of home insurance in New York is $1,289 per 12 months for $250,000 in dwelling protection. NYCM sells a few of the cheapest New York residence insurance coverage, with a median annual premium of 61% decrease than the state average. Personalizing your house insurance protection to …
Read More »4 Degrees of Coverage Rental Insurance in NYC
Rental Insurance in NYC Rental Insurance in NYC – If you’re buying a co-op or a condo in New York City, you also need to plan on buying co-op or rental insurance—so it’s a good suggestion to budget for that price. (Your building could have a grasp insurance coverage coverage, …
Read More »The Best Homeowners Insurance You Should Know
Best Homeowners Insurance Find Best Home Owners Insurance? New York City is identified as the city that by no means sleeps and options a number of the costliest real estate within the country. With unpredictable winter weather and its shut proximity to the coast, homeowners insurance is an essential piece of …
Read More »What’s the Difference between Condo Insurance and Home Insurance?
Condo Insurance and Home Insurance? The difference between a condo insurance policy and a home insurance policy is that the condo insurance policy generally only covers the personal property of the insured. Most condo and co-op associations take care of the coverage on the property and all common areas. They will, however, require the tenant to …
Read More »Why Do I need Home Insurance?
Home Insurance In 1990, 28.7 percent of New Yorkers owned their homes, according to the census figures. In 2000, 30.2 percent did, and five years later, according to the analysis of the Census Bureau’s 2005 American Community Survey, 33.2 percent were homeowners. Source: http://www.nytimes.com/2007/05/ 27/nyregion/27owners.html Anyone who owns a home knows that …
Read More »Does my Landlord’s Home Insurance Policy Cover me as a Renter?
Your landlord’s homeowner’s insurance policy will most likely not cover your personal possessions. The policy will most likely cover the home you are renting but it may not cover you and your assets. Renters often do not think about getting individual coverage for themselves. It is important to realize that …
Read More »How to Prepare for a Natural Disaster
In the recent years, there have been natural disasters and sudden emergencies that many of us are not prepared for. Have you thought about what you would do in case of emergency? Where would you go? How would you get in touch with friends and family? Most importantly, do you …
Read More »Frozen Pipes Ruin 250,000 Homes Each Winter
Did you know that frozen pipes ruin an average of a quarter million homes each winter? Frozen pipes freeze, burst and disrupt homeowners lives. Unfortunately, you can’t just call your local plumber to fix these burst pipes and the damage it could cause could be devastating. Here are some precautions to …
Read More »Lowering Your Costs But Still Protecting Your Commercial Property!
Commercial property insurance can be costly in this day and age. There are some solutions to aid in costly premiums. One of the best ways to save money on your policy and aid in the safety of your property is to install alarm systems, fire doors and implementing data back-up …
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